Lionel + Amy
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Dollars Saved
Loan Reduction
From Start To Finish
Interest Rate
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A couple in Melbourne came to me wanting to buy their first home.
The challenge
When they came to us in February, they had more than $100,000 of credit card debt spread across six cards. It was the highest we had ever seen. At that level, no lender would consider them, and homeownership felt out of reach.
The solution
We built a plan to get them ready for lenders. Working with them month by month, we paid down and closed the cards one by one. As the debt came down, their borrowing position improved, and they became eligible for the Australian Government's 5% Home Guarantee Scheme.
The outcome
Seve months later, they are buying their first home with a 5% deposit and no Lenders Mortgage Insurance. They are entering the Melbourne market while prices are still soft, with a clean credit position and a plan they understand.
"This is one of the most satisfying turnarounds I've been part of. They didn't need a rate. They needed a plan and someone in their corner to get them there." (Chris Dodson, Founder)
CTA: Think home ownership is out of reach? Get in touch today.
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Get Your Mortgage Questions Answered
A mortgage might just be the biggest financial decision you'll make, so treat it like one. There’s no such thing as a silly question so reach out and get in touch - we’ve got your back.


