Mortgages Plus
Mortgages Plus
Mortgages Plus
Mortgages Plus
Mortgages Plus
Expert Insights
Articles & Knowledge Base
Here, you'll find a collection of articles about the housing market, home loans, refinancing and property investment. You will also discover well-rounded opinions from various writers from our valued and experienced friends around Australia, as well as our own news and views.

Why use a Mortgage Broker?
You might wonder why you should use a mortgage broker instead of going straight to the bank. It's easy to explain, so here are thirty reasons to choose a mortgage broker, especially Mortgages Plus.
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Housing Market
How to Get the Best Home Loan: What Australian Lenders Look For
Most people think home loans are dull. But what if I told you they work like an exclusive club—where the best-looking (on paper) get VIP access to better deals? Banks don’t advertise these perks, but they exist. Want in? Let’s break it down.

First Home Buyers
Housing Market
Requirements for Kiwis buying property in Australia
As a New Zealander planning to buy a house in Australia, you have some great perks. There are no extra rules for foreign buyers, you don't need FIRB approval, and you can get first-home buyer grants. This guide makes it simple, covering everything from how much money you need upfront to understanding taxes, helping you make a smart choice. Start your journey with confidence, knowing exactly what to expect.

Housing Market
10 Essential Tips for New Zealanders Moving to Australia
Relocating to Australia is an exciting journey filled with opportunities to grow, explore, and thrive. By following these tips and staying proactive, you’ll be well-equipped to handle any challenges and confidently embrace your new home. Here’s to a successful start to your Australian adventure!

Housing Market
10 Essential Tips for Buying a Home on Sydney's Northern Beaches
Sydney’s Northern Beaches blend coastal charm, an outdoor lifestyle, and a tight-knit community. Whether buying your first home, investing, or upgrading, a smart strategy is key. Here are ten essential tips to help you secure your ideal property.

Housing Market
Five Things to Check Before Buying a Home
Buying a home is an exciting milestone, but it's also one of the biggest financial decisions you'll make, so it’s crucial to get it right. To help you navigate the process confidently, here are five key things to check and consider from the experts to ensure a successful purchase and avoid costly mistakes.

Property Investing
First Home Buyers
Refinancing
What makes a mortgage broker great?
Mortgage brokers are often the first point of advice for Australians, especially first-home buyers. With strong networks, they guide clients early—connecting them with accountants and buyer’s agents and steering them away from bad purchases. This helps clients make better decisions and avoid costly mistakes.

Property Investing
First Home Buyers
Refinancing
Explore Our Mortgage Calculators for Smarter Home Loan Decisions
We've developed a suite of powerful, easy-to-use mortgage calculators designed to give you clarity and confidence in your home loan decisions. Whether you're buying your first home, refinancing, or building an investment portfolio, our tools are here to guide you every step of the way.
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Property Investing
First Home Buyers
KiwiSaver to Australia: Buy Property Guide
If you’ve worked in New Zealand and now live and work in Australia, you can transfer your KiwiSaver to an Australian superannuation fund. Consolidating your KiwiSaver and superannuation into a single account makes managing your retirement savings easier and more efficient.

Housing Market
Property Investing
How Architectural Expertise Increased a Home’s Value by $700k
Architect Jodie Dang added $700,000 in value by transforming a narrow, heritage-listed terrace with limited light and space into a modern, light-filled home, demonstrating how expert design can maximise property potential.

Housing Market
Property Investing
Building Wealth through Property Investments in Australia
Building wealth through property investment in Australia requires clear goals, informed decisions, and strategic planning for a profitable portfolio. By staying updated on market trends and leveraging professional guidance, you can create a profitable investment portfolio.
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Housing Market
First Home Buyers
Home Loan Concessions and Grants for First Home Buyers in Australia
Buying your first home can be exciting yet challenging. The Federal and state governments offer grants and concessions to help eligible buyers. Here's an overview of key programs and eligibility.
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Housing Market
Property Investing
Tax-Effective Structures for Property Investment in Australia
When investing in property in Australia, the structure you choose can significantly impact your tax obligations, asset protection, and overall returns. We'll break down the advantages and disadvantages of each, helping you make an informed decision for your property investment strategy.

Refinancing
Housing Market
Property Investing
Refinance Your Way to Thousands in Savings: A Step-by-Step Guide
Refinancing your loan can cut costs and reduce monthly payments. You can invest, save, or pay off debt faster with more financial flexibility. Follow this guide to maximise your savings and improve your financial future.

Housing Market
Choosing the Right Mortgage Broker on the Northern Beaches: A Comprehensive Guide
A skilled broker offers access to more loan options, potentially saves you money in interest, and smooths out the application process. They provide valuable advice, ensuring your decisions align with your long-term financial goals. The right broker can make a big difference, so take the time to find someone with a proven success record in the Northern Beaches market.

Housing Market
What are Stage Three Tax cuts?
The Federal Government's Stage 3 tax cuts mean more borrowing power for home buyers, and property owners might shorten their mortgage terms.

Housing Market
Property Investing
Refinancing
Lawyers vs. Conveyancers: Who’s best positioned to have your back in Property Deals?
Property transactions can be among the most significant financial decisions you’ll ever make. But when it comes to navigating the legal landscape, one question looms large: Should you go with a lawyer or a conveyancer? We break down the differences to help you make an informed decision.

Housing Market
First Home Buyers
Applying for a Mortgage in Australia as a Kiwi
Learn about the advantages New Zealanders have when applying for a mortgage in Australia, and follow our step-by-step guide to successfully buying property across the ditch.

Housing Market
Property Investing
First Home Buyers
Redirecting Instant Gratification for Wealth Building
We live in a world where instant gratification is just a click away. But when it comes to building wealth, the ability to delay gratification can make a world of difference. In this article, we look how to transform those impulsive spending urges into smart investments for a brighter financial future.

Housing Market
Property Investing
Refinancing
Understanding Lenders Mortgage Insurance in Australia
Looking to buy a home in Australia? Chances are, you'll need to familiarise yourself with the concept of Lenders Mortgage Insurance (LMI). In this article, we will break down everything you need to know about Lenders Mortgage Insurance in Australia.

Refinancing
Property Investing
Housing Market
Unlock the Benefits of Refinancing with a Top Mortgage Broker
Refinancing your mortgage can be a powerful tool for achieving your financial goals, whether it's lowering your interest rate, shortening your loan term, or accessing your home's equity. However, navigating the complexities of the refinancing process can be overwhelming for many homeowners.

First Home Buyers
Housing Market
First home buyer “must knows”
Buying your first home is an exciting milestone but can also be a stressful experience. If you’re preparing to step onto the property ladder, it’s essential to be equipped with the best advice before you begin. To help you navigate this journey, we’ve put together our top five tips for first-home buyers.

Housing Market
Architecture on the Northern Beaches: Preparation, Pitfalls, and Tips
The allure of living on the Northern Beaches is undeniable. With stunning ocean views, relaxed lifestyle, and close proximity to nature, it’s no wonder that many people dream of owning a home here. However, building or buying a home in this unique environment requires careful planning and consideration.

Housing Market
Prefab Eco Homes: Quality and Energy Efficiency
Prefab homes are high in quality and stand out for their energy efficiency, making them a sustainable and innovative choice for modern living. However, some myths persist, so let's fact-check them.

Housing Market
How to Buy in the Northern Beaches
I have a lot of clients asking me how to buy on the Northern Beaches, so I thought I’d share a few handy tips on how to make it all happen. These tips can help in any market.
Get Your Mortgage Questions Answered
A mortgage might just be the biggest financial decision you'll make, so treat it like one. There’s no such thing as a silly question so reach out and get in touch - we’ve got your back.
