How Your Personal Data Is Protected When Applying for a Home Loan
We are committed to protecting your personal and financial information. This Privacy Policy explains what information we collect, why we collect it, how it is used, who it may be shared with, and how it is protected in accordance with the National Consumer Credit Protection Act and the Privacy Act 1988.
Your Data. Your Trust.
At Mortgages Plus, we believe finance is built on trust.
We take your personal and financial information incredibly seriously.
We understand the importance of trust and the role it plays in the end-to-end loan process. There is nothing more important to us than data safety and privacy. We only use Australian-based data facilities, the best encryption services and will never sell your data to anyone, ever. Further information is available via our Privacy Policy.
We use industry best practices and multi-layered security to protect your data at every stage.
- Bank-grade encryption for document storage and transmission
- Two-factor authentication across all core systems
- Secure client portal for document uploads
- Restricted internal access controls
- Ongoing system monitoring and updates
Your information is used solely to assess and arrange your finance in accordance with the National Consumer Credit Protection Act and the Privacy Act 1988.
Privacy Policy
Mortgages Plus (Christopher David Dodson)
Credit Representative No. 50855
Effective Date: 01 January 2026
1. Who We Are
Christopher David Dodson trading as Mortgages Plus is an authorised Credit Representative (No. 50855) of:
Australian Mortgage Advisors Group Pty Ltd
Australian Credit Licence No. 388570
ACL Holder Address:
66 York Street
Sydney NSW 2000
We provide credit assistance under the National Consumer Credit Protection Act 2009 (NCCP Act).
2. External Dispute Resolution
We are a member of the:
Australian Financial Complaints Authority (AFCA)
the Website: www.afca.org.au
Phone: 1800 931 678
AFCA provides a free and independent dispute resolution service.
3. What Information We Collect
We may collect personal and financial information including:
- Name and date of birth
- Contact details
- Employment and income information
- Assets and liabilities
- Credit history
- Identification documents
- Visa status (where relevant)
- Property details
- Superannuation details
4. Why We Collect It
We collect information to:
- Assess whether credit is “not unsuitable” under the NCCP Act
- Arrange or provide finance
- Verify your financial situation
- Meet compliance and regulatory obligations
- Provide ongoing service
If you do not provide requested information, we may be unable to assist you.
5. Who We May Share Information With
As outlined in our Credit Guide, we may share information with:
- Banks and lenders
- Financial consultants, accountants and solicitors
- Industry bodies, tribunals or courts
- Government agencies where required
- Related entities and outsourcing partners (including some located overseas, including Nepal)
- Identity verification providers
- Credit reporting bodies
6. Access and Correction
You may request access to or correction of your personal information by contacting:
Christopher David Dodson
8 Victoria Parade
Manly NSW 2095
Email: chris@mortgages-plus.com.au
0447222628
7. Complaints Process
If you have a complaint:
- Contact us directly.
- If unresolved within 5 business days, contact the Complaints Manager at Australian Mortgage Advisors Group Pty Ltd
- If still unresolved after 30 days, you may escalate to AFCA.
8. Updates
We may update this Privacy Policy from time to time.
The latest version will be published on our website.
